User Tools

Site Tools


insurance

Differences

This shows you the differences between two versions of the page.

Link to this comparison view

Both sides previous revision Previous revision
insurance [2017/05/05 21:20]
softer
insurance [2017/05/05 21:29] (current)
softer
Line 2: Line 2:
  
 Navigating insurance under the best of situations is already complicated and mental health conditions up the degree of difficulty significantly. Here we give our best advice on how to get the treatment you need without going bankrupt. Navigating insurance under the best of situations is already complicated and mental health conditions up the degree of difficulty significantly. Here we give our best advice on how to get the treatment you need without going bankrupt.
 +
 +==== Quick Glossary / General Explanations ====
 +
 +  * Co-pays
 +  * Deductibles
 +  * OOP max
 +  * HSA
 +  * In/Out of Network
  
 ==== Employer-Sponsored Healthcare ==== ==== Employer-Sponsored Healthcare ====
  
 +Employer-sponsored plans vary greatly in the degree of coverage offered. If you're really lucky, all of your treatment and meds will be covered with low co-pays, low deductibles,​ low out-of-pocket-maxes,​ and still be cheap. More than likely your plan will have some sort of restrictions,​ however. ​
  
 +The best place to start is likely your insurer'​s website, which you can probably access through a search either on the web or your company'​s intranet. If you're having trouble getting access to that information,​ your HR department might be able to help.
  
-==== Private insurance ====+Aside from listing out what sorts of treatments and meds are covered, and for what costs, you should also be able to find a directory of in-network [[providers|providers]] to help with your [[treatment|treatment]].
  
 +==== Private (?) insurance ====
  
 +Other options for healthcare. ACA / AHCA explanations go here.
  
 ==== I don't have insurance ==== ==== I don't have insurance ====
 +
 +That sucks. First, is there any way for you to get insurance? If not, your options are going to be more limited but they do exist.
 +
 +==== I'm not in the US ====
 +
 +Well, then you might be in a much better position than the people above, or... you might not be. We'll fill out some more details on mental health coverage in other countries as soon as we are able.
  
  
  
insurance.txt · Last modified: 2017/05/05 21:29 by softer